FINANCIAL ASSISTANCE MusiCares maintains a special fund for music people who find themselves in need of rent, utilities, medical assistance, HIV and substance-abuse treatment. We are currently awarding grants to eligible individuals for these and other critical health and living needs. All matters concerning grant application for the release of funds are private and confidential. DIRECTORY OF HUMAN RESOURCES Many musicians are eligible for insurance and services through a Union or Foundation and are unfortunately not aware of it. Many times, in crisis, musicians may call their Union only to discover they have fallen out of the eligibility criteria and have NO insurance. MusiCares has compiled and makes available a booklet which lists every Union and Foundation's purpose, their contact numbers in all cities, eligibility requirements and services to the entire music industry.